What is a promissory note? | promissory note คือ

What is a promissory note?

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Have you heard the term promissory note? Do you know what it is? It is a kind of written contract which is signed to show that money has been received and provides the terms for how that money will be paid back. You don’t always need to have one but there are several ways that having one can help both sides the one who is making payments back and the one who is getting paid back. Besides the agreement to loan and be paid back it can include other things such as a demand for payment and who will pay costs and fees if the money is not paid as agreed.
After you watch this if you have a loan you are making or getting and want to know if you should have a promissory note watch this:https://youtu.be/CvwZITwbEak

What is a promissory note?

Promissory Note, Deed Of Trust, and Deed Explained

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Promissory Note, Deed Of Trust, and Deed Explained
There is a lot of confusion over the difference of what a promissory note is and then what the deed of trust and deed are and what they do. Today I give you a basic breakdown on how to under stand the difference between the deed and deed of trust and also what the promissory note is. If you do not understand the fundamentals first it will be hard to be successful at the business. I hope you have a better understanding of the deed and deed of trust and how the promissory note works after todays video.

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Promissory Note, Deed Of Trust, and Deed Explained

Convertible Promissory Notes

Convertible Promissory Notes

Promissory Note Template – How to Write a Promissory Note?

Download Promissory Note Template at http://www.speedytemplate.com/promissorynotetemplate.asp
How to Write a Promissory Note?
In general, this note will basically include the name of the lender and borrower, the amount, date when it’s given, the date for the full repayment, frequency of payments, interest rate charged, as well as any security agreement.
1. Get a blank promissory note and write the date on top of the page.
2. Add the names of the lender and borrower, indicating who is which.
3. Add the loan amount. This should be written in words, using long form and numeric value.
4. Describe the terms, including how the borrower should repay, be it through quarterly, monthly or weekly installments.
5. Describe the rate of interest in numeric value, using long form and a percentage sign. State whether the interest rate is variable or fixed.
6. Specify if it’s an unsecured or a secured note. If collateral is used to secure a loan, you should put this on the promissory note template. For example, the description of the building and the property address should be written if a commercial property or a home s used to secure the loan.
7. State the complete mailing address for the payments to be sent.
8. The borrower(s) should print and then sign name, plus date the note in order to acknowledge the responsibility to repay the loan.
Whether you are writing a free promissory note form to give a personal loan or your business is lending funds to someone, a promissory note will be a legal contract between you the lender and borrower.
If you are looking for promissory note examples, you can find free ones readily online. Most forms can fit any situation, but you it would not hurt for you to have an attorney review the repayment terms and other conditions.
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Promissory Note Template - How to Write a Promissory Note?

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